Has anyone who has been in NZ for 6 months or less taken out interest free credit on items like furniture or electrical goods? I was wondering whether the length of time in NZ and/or lack of any previous credit history here would mean we couldn't take advantage of these offers... obviously I will also ask at the shops tomorrow too but wanted to see if anyone had experience of this....

Our plan is to put our $$ in a high interest account and pay out monthly interest free credit from there instead of paying for it all upfront.... we sold most of our furniture etc with our house so we will be starting from scratch (yay, shopping spree!).. :P