Please folks, if anyone has some experience with private medical insurance here in NZ, I'd really appreciate it if you'd share what you know. I'll need to make a decision in the next few days.
My questions are:
I'm considering signing up for private medical insurance and I'm
wondering what's involved.
When you sign up, do they give you a physical with an examination and
blood tests?
Do they request your prior medical records from your country of origin?
How do they verify that you have no previously existing conditions?
Is there an initial period after you sign up in which you are not
covered for some conditions?
Does anyone have specific experiences with State Insurance and
Southern Cross?
I'd love to hear about your experiences.
Thanks!
DennisG