Hi folks
I wonder if anyone can help me - I am going to New Zealand in January for a months holiday and I usually take $2000 NZ for the car hire (Cash).
$1000 NZ for some cash when I arrive. The rest in Sterling Travellers Cheques. BUT my son who works in a New Zealand Bank says that his bank is not accepting travellers cheques anymore. Also, the last time we ordered some we had to pay £50 when we picked them up from the Post Office that we had ordered them from. I thought that was a lot.
I do NOT possess a Credit Card - only a Visa Debit Card.
I do not want a Credit Card but the Post Office mentioned something about a Credit Card that they issue and you pay it off when you get back? Won't I have to go through a credit rating for this? I probably don't have a credit rating as have paid for everything with a Debit card for the last 20 years or cash!
Surely if I do apply for a Credit Card - there will be some sort of charge one way or the other and will I be able to get one? (I do not have a mortgage as own my house). Never used an overdraft. I usually withdraw approx $1000 NZ at a time with my Travellers Cheques. (Got lots of treats for my children etc., when I am there)!!
Any suggestions?