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Thread: Marine Insurance Question

  1. #1
    Join Date
    Oct 2009
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    Whangamata - Coromandel NZ
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    Default Marine Insurance Question

    Mould & mildew cover

    It is recommended that mould & mildew cover is taken for spoilage of goods in transit, sounds reasonable.
    However reading the small print of the Pickfords policy this only covers ingress of water causing damp mildew - not condensation which TBH I think will be the most likely cause of damp & damage in transit. Is that a get out clause for the insurers?
    Does anybody have any words of advice, as to wether or not the extra cost is worth the paper it's written on?

  2. #2
    Join Date
    Oct 2009
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    Whangamata - Coromandel NZ
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    Default

    More questions:

    I'm shopping around for Marine cargo insurance, pickfords want 857 all risks + mildew cover for 22,000 worth of stuff to ship (@3% value plus .5% for the mildew cover)
    Is this reasonable?
    Seems steep to me . . . .

  3. #3
    Join Date
    Feb 2008
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    35,968

    Default

    I have very often seen Letton Percival recommended on here - could be worth seeing what they would quote.

  4. #4
    Join Date
    Sep 2010
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    Kapiti from UK
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    34

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    Hi, I used Letton Percival twice but have never had to make a claim, there was mention of mould and mildew cover but I don't think it was an extra charge, it seemed to be included.

  5. #5
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    Oct 2009
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    Default

    Quick response quote applied for . . . will post the results for the benefit of all.

  6. #6
    Join Date
    May 2009
    Location
    Blenheim
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    1,545

    Default

    Just a word regarding mould and mildew- when we came over we had the minimum insurance cover, because we figured that not a lot of containers get completely lost :-))...., and we definitely had any insurance against mild, mildew, condensation or the like.
    None of our things were the slightest bit humid or smelling- I packed freshly washed linen and it came out of the box after 6 weeks of journey plus 6 weeks of storage still smelling like that.
    Our shippers told us that there should be no humidity in a container at all- and it worked for us.

  7. #7
    Join Date
    Aug 2009
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    Scotland to Wellington
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    We used Letton Percival, seemed very efficient but we fortunately didn't make a claim. Nothing in our container seemed at all mouldy despite being loaded in snow. There was a very pervasive smell of Jeyes Fluid though in certain boxes. (that could be because I was cleaning and drying stuff seconds before it got packed, being not very organised)

    (things only go mouldy when you actually get to New Zealand and have a damp house....)

  8. #8
    Join Date
    Oct 2009
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    Whangamata - Coromandel NZ
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    Thanks all - I was wondering about that . . . seems to me an easy way to extract another .5% from vulnerable customers. Praise be to our information network here at ENZ.

    Reply from Letton Percival - (yes that quick!)

    493.50 for same value and mix of items

  9. #9
    Join Date
    Sep 2008
    Location
    York to Torbay, North Shore
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    423

    Default

    Have a look at this and some of the photo links when thinking about what level of container insurance to get...
    http://www.veromarine.co.nz/dirvz/ma...otoFeature0007

  10. #10
    Join Date
    Oct 2009
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    Whangamata - Coromandel NZ
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    Default

    eeeeK!

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