Originally Posted by
Sun777
You get tax benefits for enrolling though.
.
Not sure what these are. Kiwi saver is deducted AFTER income tax, though the final payouts are then also tax free. You get a small starter bonus paid by the government and you can access the saved ammount when you buy your first house (which to me sort of suggests the Kiwi Government still think that housing is an investment vehicle)
....however if I've missed anything in the way of tax benefits please let me know because I have capped my contirbutions to the minimum required to get full employer contributions