Did the lender run credit check to see your history in the US?
Did the lender run credit check to see your history in the US?
I've heard that your credit history doesn't follow you but don't quote me. (I'm in the process of buying but not getting a mortgage)
I had great credit in the US and offered copies of my report from the various agencies but my bank didn't want them. I guess working for the lending bank at the time, I had a distinct advantage (also meant I had to keep my nose financially clean here!).
I have been told the same...credit check doesn't follow you.
Thanks for the replies. We have very good credit, which means we have pretty high available balances on our credit cards, which we don't want to cancel. I've read a few times that banks may consider this available debt a liability when applying for a mortgage. I may end up calling a broker or a bank next week amd see what sort of info I can get.