Do NZ check UK Credit History

[Wanna be kiwi]

Hi, I'm about to make the plunge and emigrate with the family to follow - can't wait!
Just looking at mortgages in NZ. I know there are 3 credit checkers there and 3 different in UK, I believe they don't share info and your credit file starts from scratch in NZ.
I want to keep paying some debt in UK off but it may hinder my mortgage application if taken into account in NZ.
Does anyone know or have experience of the detail NZ lenders go to?

Cheers

[JayD]

Hi - I did reply to this, not sure why it hasn;t come up?... anyway in breif, in my experience, no NZ credit reference agencies only look at your NZ credit history, none from overseas. You will want to build your credit score up here (by usuing phone/mobile/credit cards etc) for a few months and then you should be good to go for most loans (providing you prove you can afford it of course)... Good luck and hope you love NZ!

[girlwithanewf]

We got a mortgage offer the same day my husband started his new job in NZ, a week after we had arrived so we certainly had no credit history in NZ.

[MetalSoul]

No, they don't check your UK credit history

[Wanna be kiwi]

Thanks all well appreciated. Visa now with INZ, so nervous but excited!!!

[Doglover]

We too are looking for a mortgage pronto hope all goes well for us both!

[credit]

They won't check it. Good luck~