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Thread: Insurance Requirements

  1. #1
    Join Date
    Sep 2014
    Location
    Singapore --> Wellington, NZ
    Posts
    396

    Default Insurance Requirements

    We are moving next month on residence visa and i believe the RV does provide health cover from govt medical institutions. I understand its advisable to opt for private health insurance too based on few users posts in the forum. Do we need to opt in for any other insurance apart from Health like income protection ?

    Do they pay like 75% of your gross salary if you are jobless ?

    I believe Life insurance is a must & mortgage will apply only after we buy a house on mortgage. Do we need any insurance while we are on rental ?

  2. #2
    Join Date
    Feb 2008
    Posts
    35,824

    Default

    As a Resident you have the right to use the NZ Health Service fully. http://www.health.govt.nz/new-zealan...land-residents Here's what it covers. https://www.enz.org/healthcare-migrants-newzealand.html Many people don't find a need to buy private health insurance.

  3. #3
    Join Date
    Aug 2005
    Location
    West Auckland
    Posts
    1,029

    Default

    Quote Originally Posted by nms.sun3 View Post
    Do we need any insurance while we are on rental ?
    Although you don't need house insurance while you are renting, it's good to have contents insurance.

  4. #4
    Join Date
    Sep 2014
    Location
    New Zealand
    Posts
    122

    Default

    Quote Originally Posted by nms.sun3 View Post


    Do they pay like 75% of your gross salary if you are jobless ?

    I believe Life insurance is a must & mortgage will apply only after we buy a house on mortgage. Do we need any insurance while we are on rental ?

    who are they?

    perhaps content insurance, car insurance, and health insurance?

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