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Thread: My stationery car hit from behind at Signal-Next step ?

  1. #1
    Join Date
    Aug 2015
    Location
    New Zealand
    Posts
    104

    Default My stationery car hit from behind at Signal-Next step ?

    Hi there

    While I was waiting at a signal, A car. Hit mine from behind.
    The bumper is bent and out of shape basically and will require replacement
    None of the people have been hurt
    There were no witnesses

    The other party agreed it wa s their fault and we exchanged numbers and car details

    I am insured with AA

    I have never dealt with such a situation before
    Can you please advise me the next course of action so that I am in the right side of the law ?

    Thanks for advising

  2. #2
    Join Date
    Oct 2013
    Location
    New Zealand
    Posts
    2,281

    Default

    Quote Originally Posted by newbienz View Post
    Hi there

    While I was waiting at a signal, A car. Hit mine from behind.
    The bumper is bent and out of shape basically and will require replacement
    None of the people have been hurt
    There were no witnesses

    The other party agreed it wa s their fault and we exchanged numbers and car details

    I am insured with AA

    I have never dealt with such a situation before
    Can you please advise me the next course of action so that I am in the right side of the law ?

    Thanks for advising
    Contact your insurer and give them the information you have.

  3. #3
    Join Date
    Aug 2015
    Location
    New Zealand
    Posts
    104

    Default

    Hi there

    Thanks

    Did that

  4. #4
    Join Date
    Aug 2015
    Location
    New Zealand
    Posts
    104

    Default

    Hi there

    Just one more thing

    In my insurance policy I have an excess of $500

    As this was clearly the other party fault, I wouldn't be asked to bear it ?

    Thanks for advising

  5. #5
    Join Date
    Jul 2008
    Location
    North Canterbury, New Zealand
    Posts
    862

    Default

    Stationery car eh? Made of paper? Should be cheap to mend :-)

  6. #6
    Join Date
    Jan 2017
    Location
    New Zealand
    Posts
    1

    Default

    Quote Originally Posted by newbienz View Post
    Hi there

    Just one more thing

    In my insurance policy I have an excess of $500

    As this was clearly the other party fault, I wouldn't be asked to bear it ?

    Thanks for advising
    The AA will contact the third party to verify that it was in fact their fault. As long as the third party admits it, you shouldn't have to pay the excess. I would direct any further questions to the AA as they will know exactly what you still need to do. You may have to file a report with the police. Get back to the AA asap. They will also advise on what you need to do to get your car repaired and if you will indeed need to pay the excess.

  7. #7
    Join Date
    Dec 2012
    Location
    Auckland
    Posts
    55

    Default

    Hi,
    If it is not your fault, then the other party report to their insurance company and gets a quote number. You just take the number from him and call your insurance company and give them the number. Your insurance company directly deal with the other and your car will be fixed without any cost.
    Cheers

  8. #8
    Join Date
    Jul 2008
    Location
    North Canterbury, New Zealand
    Posts
    862

    Default

    IF the other person was insured.

  9. #9
    Join Date
    Aug 2015
    Location
    New Zealand
    Posts
    104

    Default

    Hi there

    Thanks for all the advice.
    AA Has agreed to pay 100% of my repair charges without any excess deductions and have permitted me to go ahead and get the repair done form one of their approved garages

    I have a Honda Jazz and the bumper will need to be replaced.
    I contacted Honda workshop, but they are not interested in such a small job as I presume it's an AA insurance payment, they can't pad up the bill

    Anyways any recommendations on a garage where I can get the same done in Wellington ?
    I am open to any location but would prefer if it is closer to CBD

    Thanks for advising

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