Wow it's been 2 years since I have been on this forum ! So maybe a brief introduction lol
We're a young family of 5 (we were a family of 3 last time I was on here 😂 ). A life in New Zealand has been our goal now for over 4 years and finally my husband has his qualifications and there seems to be quite a bit of opportunity for him in New Zealand. He is an air con and refrigeration mechanic.
Visa wise he easily meets the criteria for a skilled migrant visa. But our new problem is our debt. The past few years our finances got way out of hand, we had a period of homelessness when our landlord ended our rental unexpectedly and we ended up stuck sofa crashing with family and now stuck in a really expensive rental. Had to take a car out if finance when ours was unexpectedly written off and take out a few loans to cover our pit falls. It all caught up on us and we're now on a DRO (all debts paused for a year to give us time to get back on our feet). We're now in the position that we are a lot better off but our lives here are now just working and getting no where and my close family have all moved abroad. Our debts when they resume will still take years to pay off and it's likely they will resume with some sort of payment plan. My question is, can we still get a visa with debt ? Jobs over here are very hard to come by and the one my husband does have actually requires him to work away a lot so although yes we could stay here and pay off our debts I don't want my young children to have a life that is us constantly struggling to pay for this expensive house (hard to get another rental with our now non existent credit score) , hardly seeing their dad and by the time our debts are gone they'll have spent most of their childhood here. We've now saved enough to get a deposit on a house which is useless as we can't get a mortgage for 5 years here now lol so I would much rather use that money towards our dream move and hopefully have a bit more luck in New Zealand where we have always wanted to go. Everyone that has left this country has a much better life. I feel living here we are stuck constantly fighting a losing battle and if we don't go soon we never will