4x4 worth it in/around Dunedin?

[frstep]

Moving from the uk, only ever had 2wd wagons before but wondering if 4wd and/or extra ground clearance is useful or vital? Can imagine visiting places on unsealed roads for biking etc, and not going to need the car for daily commutes (school and work going to be close to house) so economy not going to be so important.

Cheers!

F.

[squowse]

Definitely useful. Especially in winter and on steep hills.
Subarus are much loved if a bit thirsty for my liking.
I'm looking at getting an X-trail myself. Work always supplied vehicle before (rear wheel drive ute).