For anyone who has problem figuring out about when to apply for Citizenship.
The main information about when you maybe eligible if you are applying prior to completing full 5 years is in the last paragraph.
Email reply from Citizenship office.
"The requirements for a Grant of New Zealand Citizenship are that the applicant:
*Intends, if granted New Zealand
Citizenship, to continue to reside in New
Zealand
*Is able to understand and speak English
*Is of good character
*Understands the responsibilities and
privileges of New Zealand Citizenship
*Are a New Zealand resident and;
Has been in New Zealand with resident
status for eight months or more in each
of the past five years
*Has been out of the country for less
than 475 days in total over the last five
years
If you did not travel in your first year of gaining residency and do not intend to travel in your fifth year then you may be eligible to apply once you have met the 240 days in that year and meet all the requirements above. "