After living in the UK for the past 30 years, Im hoping to return to New Zealand in the next 12 – 18 months.

Over the next few months I will inherit some money from a family trust in New Zealand. At a guess it may be somewhere between $5,000 - $20,000.
Im trying to work out the best option for where to put the money. I am NOT trying to avoid paying tax, and hoping someone can share some wisdom.

Option 1 – have the money paid into my sisters bank account ( in NZ) for her to transfer to me when we get there
Option 2 – have the money transferred into our UK bank account ( which will incur a transfer fee)
Option 3 – try and open a NZ bank account (from the UK) and get the money paid into it. Not sure how this would work if we don’t ‘activate’ the account for 12 – 18 months and how this would work with regards to NZ tax.

Any input would be most helpful.