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Thread: Getting loan for a work visa holder without PR with permanent full time job

  1. #1
    Join Date
    Sep 2022
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    Default Getting loan for a work visa holder without PR with permanent full time job

    Does anybody have any info about getting loan from any institution inside NZ for those who just have a work visa (not PR or R) and have a permanent full time job?

  2. #2
    Join Date
    Apr 2017
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    Christchurch, New Zealand
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    Depends on what type of loan you are seeking. For example, if you are seeking to finance a vehicle, it's possible. You show your pay slips and visa, and they will stretch your finance out for the duration of your visa. But an unsecured personal loan? No.

  3. #3
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    Sep 2022
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    poland
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    Quote Originally Posted by TheNewKiwi View Post
    Depends on what type of loan you are seeking. For example, if you are seeking to finance a vehicle, it's possible. You show your pay slips and visa, and they will stretch your finance out for the duration of your visa. But an unsecured personal loan? No.
    Banks I know it is a bit hard or impossible but institutions as you mentioned yes. I bought a car so is it possible to buy a car then apply for loan?

  4. #4
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    Sep 2022
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    poland
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    185

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    Quote Originally Posted by TheNewKiwi View Post
    Depends on what type of loan you are seeking. For example, if you are seeking to finance a vehicle, it's possible. You show your pay slips and visa, and they will stretch your finance out for the duration of your visa. But an unsecured personal loan? No.
    Banks I know it is a bit hard or impossible but institutions as you mentioned yes. I bought a car so is it possible to buy a car then apply for loan?

  5. #5
    Join Date
    Apr 2017
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    Christchurch, New Zealand
    Posts
    208

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    Maybe you could secure a personal loan using a vehicle as collateral, but that it not something with which I am familiar. You would need to research that to see if it is possible.

  6. #6
    Join Date
    Sep 2022
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    poland
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    Quote Originally Posted by TheNewKiwi View Post
    Maybe you could secure a personal loan using a vehicle as collateral, but that it not something with which I am familiar. You would need to research that to see if it is possible.
    Thank you very much

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